Red Light Camera News Insurance group: Red-light discounts unwarranted; No link between red-light cameras, insurance claim
Insurance group: Red-light discounts unwarranted; No link between red-light cameras, insurance claim
Insurance group: Red-light discounts unwarranted; No link between red-light cameras, insurance claims! Cities try to "buy" their citizens, it won't work.
http://www.insurancequotes.com/red-light-camera-discounts/
Ban the Cams comment: Depsite continued claims that RLC are installed for "safety" THE INDUSTRY ADMITS RLC PROVIDE NO BENEFIT FROM REDUCED CLAIMS! That hasn't stopped a few towns from a DESPERATE attempt to "buy" their citizens "support'.
That SURE WILL "WORK" when most of the "violations" are technical fouls like right turns (still in a few towns), and split seconds.
It is like trying to pay off some with a quarter in a crooked game of 5 card monty after you just took them for $100.00. People know a SCAM when they SEE ONE PEMBROKE PINES and Juno Beach! NICE GIMMICK.
Quote I:
American Insurance Association balks at the notion of awarding discounts to drivers in red-light-camera communities. David Snyder, the association’s vice president and assistant general counsel, characterizes the proposed discount as unnecessary and inappropriate.
Quote II:
McChristian emphasizes that auto insurance rates reflect a company’s history with claims. But she says there’s no data regarding how red-light cameras affect auto insurance claims.
“Each insurance company establishes rates by analyzing its own claims costs, and if claims costs go down, so do rates,” McChristian says. “But there is more affecting auto insurance rates in Florida than what can be controlled by red-light cameras — specifically a no-fault auto insurance system that has been subjected to fraud and abuse. The most important thing about red-light cameras is that they save lives and prevent fatal crashes.”
Ban the CAMS note: you mean your questionable "studies", SURREEEEEEEE it "really" is about "saving lives"! Somehow that "excuse" is wearing a bit thin!
Gary Biller of the NMA had this to say about it:
Critics: Red-light cameras are flawed
Gary Biller, executive director of the nonprofit National Motorists Association, a drivers’ rights group, is one of the country’s most vocal critics of red-light cameras. Biller and fellow doubters insist red-light cameras are faulty and intrusive and fail to improve traffic safety. The Florida Civil Rights Association points to studies conducted in Florida, North Carolina, Virginia and other places that show red-light cameras actually cause more auto accidents, injuries and deaths. Red-light-camera supporters dismiss these studies.
Biller doubts the validity of tying auto insurance rates to red-light cameras. He points to a tally by the Insurance Institute for Highway Safety, a big backer of red-light cameras, of states that support the cameras and states that prohibit them. In the 14 states that permit the cameras and the 23 states that ban them, the National Motorists Association found that the average auto insurance rates are “virtually identical,” Biller says.
“This would seem to indicate that paying the price for having photo enforcement — through the cost of operating the cameras and the penalty to motorists in the form of more tickets — does nothing to lower auto insurance premiums,” Biller says.
Also the FCRA had this to say:
Henry Stowe, transportation chairman for the Florida Civil Rights Association, says red-light-camera discounts are merely part of a campaign to curb opposition to the cameras. The association rigorously opposes red-light technology. Stowe adds that it would be “ludicrous” to offer a red-light discount larger than 1 percent anyway, as auto accidents involving motorists who run red lights make up less than 2.5 percent of all accidents in Florida.
This "discount" is political. Not rate based.
It makes about as much "sense" as a Life Insurance company (who owns a hair dye company) offering discounts for longer "life" on their actuarial tables http://www.ssa.gov/oact/STATS/table4c6.html because you dyed you hair PURPLE.
THE INSURANCE INDUSTRY KNOWS THE RLC ARE A REVENUE SCAM!
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